Jurisdiction-aware transaction compliance
The rule can change. The transaction still has to be right.
Centsless determines which cash-rounding rule governs a transaction, applies the current rule, and preserves the authority and context behind the decision.
Cash rounding is the first rule domain.
New here? Start with cash rounding compliance.
Cash total
$10.02
Resolved total
$10.00
- Jurisdiction
- Alabama
- Rule profile
- Enacted rule on file · effective Apr 16, 2026
- Record
- Audit context retained
Source-linked profile · Rule-versioned · Re-verifiable
One transaction. Two totals.
Calculation follows the rule, not a universal assumption.
Same total, another state
Washington
$10.00
Symmetric five-cent digit rule. Applied as the rule effective Jun 11, 2026.
Transaction in this state
Alabama
$10.02→$10.00
Symmetric five-cent digit rule. Evaluated against the rule effective Apr 16, 2026, and the settlement is recorded.
Same total, another state
Arizona
$10.00
Symmetric five-cent digit rule. Applied as the rule effective Mar 13, 2026.
The same $10.02 cash total, evaluated under three enacted state rules. Outcomes converge in some states and diverge in others, which is the fragmentation an operator has to resolve per jurisdiction.
The law
State statutes, federal proposals, and agency guidance, each tracked by authority and version.
We integrate once with your platform, and every merchant you serve gets jurisdiction-aware rounding in their stack.
Every cash sale rounds to the rule of its jurisdiction, and leaves a record that shows how.
Cash going out and cash coming in, from check cashing to loan payoffs, rounds correctly with a record examiners can test.
7 enacted states reach cash payments made to or by government bodies.
44 API endpoints across the compliance interface
One compliance layer. The right rule, the required action, and the evidence behind it.
Check your multi-state exposure
Select your states and see where the enacted rules diverge.
Read the state law index
All 20 enacted frameworks, each traced to its enacted text.
Read the research
White papers on measurement, method and the nickel-to-dime problem.
See how the engine works
Deterministic, rule-versioned rounding with an auditable record.
20 enacted state frameworks. Federal legislation is moving.
20 states have enacted a cash rounding law, 8 have legislation pending, and 5 have issued administrative guidance without a statute. Each figure is verified and dated in the tracker, not updated live.
The tracking is free. The compliance engine is the product.
Platform
Compliance infrastructure
Rules can converge, diverge, or change. The same architecture selects what governs and records why.
Decision Engine
Selects the governing rule, tests whether it applies, and returns the authorized transaction action.
Compliance Engine
Deterministic processing with dual-total receipts and audit-ready records.
Evidence Engine
Preserves the authority, rule version, transaction context, adjustment, and resulting cash settlement.
Built for changing rules
Encode the governing rule, not the coin.
The penny may be the first transition. State amendments, federal legislation, effective dates, agency guidance, and future denomination changes can feed the same rule architecture without requiring transaction systems to start over.